Family Self-Sufficiency Programs (FSS)

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CHA’s Family Self-Sufficiency (FSS) program builds on HUD’s FSS program model by enabling participants to build financial assets while working toward educational, professional, and personal goals.

FSS is a goal focused program to assist participants to increase financial stability and move forward on an individualized path toward self-sufficiency.  Each participant comes into the program with a unique set of personal goals, some of which include:

  • Reducing debt/improving credit
  • Earning a post-secondary degree
  • Starting a new career
  • Starting a business
  • Becoming a homeowner

Participants can be the head or household, co-head of household, or adult household member age 18 or older.  Up to two members per household can enroll in FSS.

Our partner Heartland Human Care Services works directly with participants on setting personal goals, developing a plan and identifying resources and supports to meet the goals, and increasing financial stability and awareness.  FSS Coordinators also provide mentoring to empower families in making positive life changes.

While participants work on their self-sufficiency plan, CHA manages an FSS savings account that enables participants to build financial assets. As participants achieve their personal goals they may be eligible to accrue credits to the savings account see Pay Points Chart. When participants meet goals and graduate from the program, they are eligible to receive a payout of the monies accrued throughout the duration of participation – historically the average savings to a participant is around $6,000.

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More Information

In response to the evolving COVID-19 pandemic, FSS information sessions will be conducted virtually for the month of June. To attend virtually, you will need to download the Zoom platform. It does not cost anything to download the software here and view tutorials here. If you are interested in attending a virtual information session please review information session dates and register at the zoom link provided in FSS Flyer - 2nd Quarter 2020, below:

Visit CHAngemakers to read stories of success from FSS and other CHA programs.

For more information, call the FSS hotline at (773) 672-6644